Your Oregon small woodland property generates income and management challenges.

          .  . but according to Oregon law, it also produces significant financial and legal liability that could endanger your family's investment and savings!

 
I.  WOODLAND LIABILITY

Oregon law makes you liable for the expense of fighting fires.  Insurance is available to provide coverage for a portion of this liability and your general liability exposures as an owner or manager of timberland.  This is available only to OSWA members at a special discounted premium.

 II. WOODLAND LIABILITY INSURANCE

Oregon law relieves the liability to landowners for fire suppression costs above $300,000 on non-negligent operational fires only.  The insurance program offered, provides coverage for this $300,000 liability for fire suppression costs for non-negligent fires as defined by law. 

In addition, comprehensive general liability is provided for your operations on timberland you own or manage.  This includes, but is not limited to the ownership and/or management of timberlands, logging, slash burning, road building, and maintenance, plus extends coverage when visitors to your property (invited or not) subject you to legal liability.  Two options are available as follows:

Option 1 Limits:

General Liability Bodily Injury & Property Damage

            Per Occurrence                        $1,000,000

            Per Aggregate                          $2,000,000

Loggers Broad Form PD                    $300,000

Medical Payments                               $5,000

Deductible Loss Not to Autos            $500

Deductible Loss to Autos                   $10,000

 

Option 2 Limits:

General Liability Bodily Injury & Property Damage

            Per Occurrence                        $300,000

            Per Aggregate                           $600,000

Loggers Broad Form PD                     $300,000

Medical Payments                                $5,000

Deductible Loss Not to Autos            $500

Deductible Loss to Autos                    $10,000

The coverage also includes the cost to defend a claim.  With legal fees as high as they are today, this insurance could save you from a direct drain on your cash assets.

For more information about this valuable program for OSWA members,
please call Jan Oyala at 1-800-735-8325 or email joyala@jdfulwiler.com

Note: This insurance does not provide coverage for standing timber.  In the event of a fire, this insurance will not indemnify you for the value of your trees.  This insurance does not provide coverage for fire suppression costs for negligent fires as defined by law.